:root {
  --td-navy: #061827;
  --td-navy-2: #071f31;
  --td-navy-3: #0b2a3d;
  --td-teal: #08c7bd;
  --td-teal-2: #00aaa2;
  --td-teal-dark: #0f766e;
  --td-white: #ffffff;
  --td-off: #f8fafc;
  --td-text: #0b1f33;
  --td-muted: #5f7183;
  --td-warning: #f5b400;
  --td-warning-dark: #7a4a00;
  --td-warning-bg: #fff7e6;
  --td-red: #b42318;
  --td-red-bg: #fff0ed;
  --td-line: rgba(15, 118, 110, 0.18);
  --td-shadow: 0 24px 70px rgba(6, 24, 39, 0.25);
  --td-soft-shadow: 0 14px 36px rgba(6, 24, 39, 0.08);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Inter, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--td-text);
  background: var(--td-white);
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

body,
button,
input,
textarea,
select {
  font: inherit;
}

a {
  color: inherit;
}

img {
  max-width: 100%;
  display: block;
}

.td-page {
  overflow: hidden;
  background: var(--td-white);
}

.td-container {
  width: min(1160px, calc(100% - 40px));
  margin: 0 auto;
}

.td-hero {
  position: relative;
  overflow: hidden;
  color: var(--td-white);
  background:
    radial-gradient(circle at 74% 22%, rgba(8, 199, 189, 0.24), transparent 34%),
    radial-gradient(circle at 12% 10%, rgba(255, 255, 255, 0.08), transparent 30%),
    linear-gradient(135deg, #020914 0%, var(--td-navy) 48%, #04131f 100%);
  padding: 56px 0 76px;
}

.td-overdraft-hero {
  background:
    radial-gradient(circle at 78% 20%, rgba(8, 199, 189, 0.27), transparent 35%),
    radial-gradient(circle at 13% 10%, rgba(245, 180, 0, 0.12), transparent 26%),
    linear-gradient(135deg, #020914 0%, var(--td-navy) 48%, #04131f 100%);
}

.td-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(90deg, rgba(2, 9, 20, 0.58), rgba(2, 9, 20, 0.08)),
    radial-gradient(circle at 50% 45%, rgba(255, 255, 255, 0.04), transparent 40%);
  pointer-events: none;
}

.td-hero::after {
  content: "";
  position: absolute;
  inset: auto -10% -22% -10%;
  height: 260px;
  background: radial-gradient(circle, rgba(8, 199, 189, 0.18), transparent 60%);
  pointer-events: none;
}

.td-hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1.02fr 0.98fr;
  gap: 48px;
  align-items: center;
}

.td-brand {
  display: inline-flex;
  align-items: baseline;
  gap: 2px;
  margin-bottom: 46px;
  color: var(--td-white);
  font-size: 34px;
  font-weight: 950;
  letter-spacing: -0.055em;
  line-height: 1;
  text-decoration: none;
}

.td-brand span:first-child {
  color: var(--td-teal);
}

.td-eyebrow {
  margin: 0 0 14px;
  color: var(--td-teal);
  font-weight: 900;
  letter-spacing: 0.08em;
  font-size: 12px;
  text-transform: uppercase;
}

.td-eyebrow.td-dark {
  color: var(--td-teal-dark);
}

.td-hero h1 {
  max-width: 720px;
  margin: 0;
  color: var(--td-white);
  font-size: clamp(48px, 7.4vw, 94px);
  line-height: 0.92;
  letter-spacing: -0.065em;
  text-transform: uppercase;
}

.td-hero h1 span {
  display: block;
  color: var(--td-teal);
}

.td-hero-subtitle {
  max-width: 650px;
  margin: 28px 0 0;
  font-size: clamp(18px, 2.2vw, 25px);
  color: rgba(255, 255, 255, 0.86);
}

.td-hero-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 18px;
  margin-top: 34px;
}

.td-primary-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 58px;
  padding: 0 30px;
  border: 0;
  border-radius: 15px;
  background: linear-gradient(135deg, #08c7bd 0%, #0f766e 100%);
  color: #ffffff;
  font-size: 17px;
  font-weight: 850;
  text-decoration: none;
  box-shadow: 0 18px 42px rgba(8, 199, 189, 0.24);
  cursor: pointer;
  transition: transform 0.18s ease, box-shadow 0.18s ease, filter 0.18s ease;
}

.td-primary-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 22px 52px rgba(8, 199, 189, 0.32);
  filter: brightness(1.03);
}

.td-primary-btn:focus-visible,
.td-secondary-link:focus-visible,
.td-cookie button:focus-visible,
.td-brand:focus-visible {
  outline: 3px solid rgba(8, 199, 189, 0.55);
  outline-offset: 4px;
}

.td-secondary-link {
  color: rgba(255, 255, 255, 0.85);
  font-weight: 750;
  text-decoration: none;
  border-bottom: 1px solid rgba(255, 255, 255, 0.28);
}

.td-secondary-link:hover {
  color: var(--td-white);
  border-color: var(--td-teal);
}

.td-trust-note {
  margin: 18px 0 0;
  color: rgba(255, 255, 255, 0.68);
  font-size: 14px;
}

.td-feature-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  margin-top: 42px;
}

.td-feature {
  padding: 22px 18px;
  border: 1px solid rgba(8, 199, 189, 0.22);
  border-radius: 22px;
  background: rgba(255, 255, 255, 0.045);
  backdrop-filter: blur(12px);
}

.td-icon {
  display: inline-flex;
  width: 44px;
  height: 44px;
  align-items: center;
  justify-content: center;
  margin-bottom: 14px;
  border-radius: 50%;
  background: rgba(8, 199, 189, 0.14);
  color: var(--td-teal);
  font-weight: 900;
  font-size: 20px;
}

.td-feature strong,
.td-feature small {
  display: block;
}

.td-feature strong {
  color: var(--td-white);
  font-size: 17px;
  line-height: 1.2;
}

.td-feature small {
  margin-top: 8px;
  color: rgba(255, 255, 255, 0.68);
  font-size: 14px;
}

.td-hero-card {
  display: flex;
  justify-content: center;
}

.td-result-card {
  width: min(500px, 100%);
  border-radius: 34px;
  padding: 26px;
  background:
    linear-gradient(180deg, rgba(10, 43, 61, 0.98), rgba(3, 17, 28, 0.98));
  border: 1px solid rgba(8, 199, 189, 0.22);
  box-shadow: var(--td-shadow);
  transform: rotate(1deg);
}

.td-card-top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  color: var(--td-teal);
  font-weight: 900;
  text-transform: uppercase;
  font-size: 13px;
  letter-spacing: 0.06em;
}

.td-pill {
  padding: 6px 10px;
  border-radius: 999px;
  background: rgba(8, 199, 189, 0.12);
  color: #dffdfa;
  text-transform: none;
  letter-spacing: 0;
}

.td-risk-pill {
  background: rgba(245, 180, 0, 0.14);
  color: #ffd36b;
}

.td-overdraft-main {
  display: grid;
  grid-template-columns: 1.08fr 0.92fr;
  gap: 22px;
  align-items: stretch;
  margin-top: 24px;
}

.td-overdraft-main strong {
  display: block;
  color: #ffffff;
  font-size: 86px;
  line-height: 0.92;
  letter-spacing: -0.07em;
}

.td-overdraft-main p {
  margin: 6px 0 0;
  color: #ffffff;
  font-size: 25px;
  line-height: 1.1;
  font-weight: 900;
  letter-spacing: -0.035em;
}

.td-overdraft-main small {
  display: block;
  margin-top: 14px;
  color: rgba(255, 255, 255, 0.7);
  font-size: 15px;
}

.td-overdraft-side {
  display: grid;
  gap: 12px;
  padding-left: 20px;
  border-left: 1px solid rgba(255, 255, 255, 0.12);
}

.td-side-metric {
  display: flex;
  min-height: 100px;
  flex-direction: column;
  justify-content: center;
  padding: 18px;
  border-radius: 20px;
  background: rgba(255, 255, 255, 0.055);
  border: 1px solid rgba(255, 255, 255, 0.08);
}

.td-side-metric span {
  color: var(--td-teal);
  font-size: 27px;
  font-weight: 950;
  line-height: 1;
  letter-spacing: -0.04em;
}

.td-side-metric small {
  margin-top: 8px;
  color: rgba(255, 255, 255, 0.74);
}

.td-overdraft-list {
  display: grid;
  gap: 12px;
  margin-top: 24px;
  padding: 16px;
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.055);
  border: 1px solid rgba(255, 255, 255, 0.08);
}

.td-overdraft-row {
  display: grid;
  grid-template-columns: 44px 1fr auto;
  gap: 14px;
  align-items: center;
  padding: 10px 0;
}

.td-overdraft-row + .td-overdraft-row {
  border-top: 1px solid rgba(255, 255, 255, 0.09);
}

.td-row-icon {
  display: flex;
  width: 44px;
  height: 44px;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: rgba(8, 199, 189, 0.14);
  color: var(--td-teal);
  font-size: 18px;
  font-weight: 950;
}

.td-overdraft-row strong {
  display: block;
  color: #ffffff;
  font-size: 16px;
  line-height: 1.15;
}

.td-overdraft-row small {
  display: block;
  margin-top: 4px;
  color: rgba(255, 255, 255, 0.65);
  font-size: 13px;
}

.td-overdraft-row > span {
  color: #ffffff;
  font-size: 21px;
  font-weight: 950;
  letter-spacing: -0.04em;
}

.td-overdraft-row:first-child > span {
  color: var(--td-teal);
}

.td-fee-row > span {
  color: var(--td-warning);
}

.td-next-step {
  display: grid;
  grid-template-columns: 50px 1fr;
  gap: 16px;
  margin-top: 18px;
  padding: 20px;
  border-radius: 22px;
  background: rgba(255, 255, 255, 0.045);
  border: 1px solid rgba(255, 255, 255, 0.08);
}

.td-lightbulb {
  width: 50px;
  height: 50px;
}

.td-next-step strong {
  display: block;
  color: var(--td-teal);
  font-size: 14px;
  font-weight: 900;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.td-next-step p {
  margin: 6px 0 0;
  color: #ffffff;
  font-size: 16px;
  line-height: 1.4;
}

.td-section {
  padding: 78px 0;
}

.td-light {
  background:
    radial-gradient(circle at 88% 0%, rgba(8, 199, 189, 0.1), transparent 32%),
    var(--td-off);
}

.td-two-col,
.td-trust-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 56px;
  align-items: start;
}

.td-section h2,
.td-final-cta h2 {
  margin: 0;
  color: var(--td-text);
  font-size: clamp(34px, 4vw, 58px);
  line-height: 1;
  letter-spacing: -0.045em;
}

.td-section p {
  color: var(--td-muted);
  font-size: 18px;
}

.td-section-heading {
  max-width: 790px;
  margin-bottom: 34px;
}

.td-risk-preview {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
}

.td-risk-card {
  padding: 26px;
  border-radius: 26px;
  background: #ffffff;
  border: 1px solid rgba(11, 31, 51, 0.08);
  box-shadow: var(--td-soft-shadow);
}

.td-risk-card h3 {
  margin: 18px 0 10px;
  color: var(--td-text);
  font-size: 22px;
  line-height: 1.1;
  letter-spacing: -0.03em;
}

.td-risk-card strong {
  display: block;
  margin-bottom: 10px;
  color: var(--td-text);
  font-size: 38px;
  line-height: 1;
  letter-spacing: -0.055em;
  overflow-wrap: anywhere;
}

.td-risk-card p {
  margin: 0;
  color: var(--td-muted);
  font-size: 15px;
}

.td-risk-preview a.td-risk-card {
  color: inherit;
  text-decoration: none;
  transition: transform 0.18s ease, box-shadow 0.18s ease, border-color 0.18s ease;
}

.td-risk-preview a.td-risk-card:hover {
  transform: translateY(-3px);
  border-color: rgba(8, 199, 189, 0.28);
  box-shadow: 0 18px 46px rgba(6, 24, 39, 0.12);
}

.td-risk-preview a.td-risk-card:focus-visible {
  outline: 3px solid rgba(8, 199, 189, 0.55);
  outline-offset: 4px;
}

.td-risk-icon {
  display: flex;
  width: 54px;
  height: 54px;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  font-size: 23px;
  font-weight: 950;
}

.td-balance-card {
  background: linear-gradient(180deg, #effdfb, #ffffff);
}

.td-balance-card .td-risk-icon {
  background: rgba(8, 199, 189, 0.14);
  color: var(--td-teal-dark);
}

.td-bills-card {
  background: linear-gradient(180deg, #f7fbff, #ffffff);
}

.td-bills-card .td-risk-icon {
  background: rgba(8, 120, 180, 0.12);
  color: #147da3;
}

.td-cushion-card {
  background: linear-gradient(180deg, #f0fffc, #ffffff);
}

.td-cushion-card .td-risk-icon {
  background: rgba(8, 199, 189, 0.14);
  color: var(--td-teal-dark);
}

.td-fee-card {
  background: linear-gradient(180deg, #fffaf0, #ffffff);
}

.td-fee-card .td-risk-icon {
  background: rgba(245, 180, 0, 0.16);
  color: var(--td-warning);
}

.td-warning-box {
  margin-top: 34px;
  padding: 22px;
  border-radius: 22px;
  background: var(--td-warning-bg);
  border: 1px solid rgba(199, 119, 0, 0.2);
}

.td-warning-box strong {
  display: block;
  color: var(--td-warning-dark);
  font-size: 18px;
  margin-bottom: 6px;
}

.td-warning-box p {
  margin: 0;
  color: var(--td-warning-dark);
  font-size: 16px;
}

.td-center-cta {
  margin-top: 34px;
  text-align: center;
}

.td-steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

.td-steps article {
  padding: 28px;
  border-radius: 28px;
  background: #ffffff;
  border: 1px solid rgba(11, 31, 51, 0.08);
  box-shadow: var(--td-soft-shadow);
}

.td-steps span {
  display: inline-flex;
  width: 38px;
  height: 38px;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
  border-radius: 50%;
  background: var(--td-teal);
  color: #ffffff;
  font-weight: 900;
}

.td-steps h3 {
  margin: 0;
  color: var(--td-text);
  font-size: 22px;
  letter-spacing: -0.025em;
}

.td-steps p {
  margin: 10px 0 0;
  color: var(--td-muted);
  font-size: 16px;
}

.td-insight-section {
  align-items: center;
}

.td-insight-list {
  display: grid;
  gap: 16px;
}

.td-insight-item {
  padding: 22px;
  border-radius: 22px;
  background: #ffffff;
  border: 1px solid rgba(11, 31, 51, 0.08);
  box-shadow: var(--td-soft-shadow);
}

.td-insight-item strong {
  display: block;
  color: var(--td-text);
  font-size: 19px;
  margin-bottom: 6px;
}

.td-insight-item p {
  margin: 0;
  color: var(--td-muted);
  font-size: 16px;
}

.td-trust {
  color: #ffffff;
  background:
    radial-gradient(circle at 85% 10%, rgba(8, 199, 189, 0.18), transparent 34%),
    linear-gradient(135deg, var(--td-navy) 0%, var(--td-navy-3) 100%);
}

.td-trust h2,
.td-trust p {
  color: #ffffff;
}

.td-trust p {
  color: rgba(255, 255, 255, 0.78);
}

.td-faq details {
  border-bottom: 1px solid rgba(11, 31, 51, 0.1);
  padding: 22px 0;
}

.td-faq summary {
  cursor: pointer;
  color: var(--td-text);
  font-size: 20px;
  font-weight: 850;
}

.td-faq details p {
  max-width: 820px;
  margin: 14px 0 0;
  font-size: 16px;
}

.td-final-cta {
  padding: 82px 0;
  text-align: center;
  color: #ffffff;
  background:
    radial-gradient(circle at 50% 0%, rgba(8, 199, 189, 0.28), transparent 42%),
    linear-gradient(135deg, #020914, var(--td-navy));
}

.td-final-cta h2 {
  color: #ffffff;
}

.td-final-cta p {
  max-width: 650px;
  margin: 16px auto 28px;
  color: rgba(255, 255, 255, 0.78);
  font-size: 20px;
}

.td-cookie {
  position: fixed;
  left: 20px;
  right: 20px;
  bottom: 20px;
  z-index: 9999;
  display: none;
  align-items: center;
  justify-content: space-between;
  gap: 22px;
  max-width: 980px;
  margin: 0 auto;
  padding: 18px;
  border-radius: 22px;
  color: var(--td-text);
  background: rgba(255, 255, 255, 0.96);
  border: 1px solid rgba(11, 31, 51, 0.1);
  box-shadow: 0 22px 70px rgba(6, 24, 39, 0.22);
  backdrop-filter: blur(14px);
}

.td-cookie strong {
  display: block;
  margin-bottom: 4px;
  color: var(--td-text);
  font-size: 16px;
}

.td-cookie p {
  margin: 0;
  max-width: 680px;
  color: var(--td-muted);
  font-size: 14px;
}

.td-cookie-actions {
  display: flex;
  gap: 10px;
  flex-shrink: 0;
}

.td-cookie button {
  min-height: 44px;
  padding: 0 18px;
  border-radius: 12px;
  font-weight: 850;
  cursor: pointer;
}

#rejectCookies {
  color: var(--td-text);
  background: #ffffff;
  border: 1px solid rgba(11, 31, 51, 0.14);
}

#acceptCookies {
  color: #ffffff;
  background: linear-gradient(135deg, #08c7bd 0%, #0f766e 100%);
  border: 0;
}

@media (max-width: 980px) {
  .td-hero {
    padding: 34px 0 56px;
  }

  .td-hero-grid,
  .td-two-col,
  .td-trust-grid {
    grid-template-columns: 1fr;
  }

  .td-brand {
    margin-bottom: 32px;
  }

  .td-feature-row,
  .td-risk-preview,
  .td-steps {
    grid-template-columns: 1fr;
  }

  .td-hero h1 {
    font-size: clamp(45px, 13vw, 72px);
  }

  .td-hero-actions {
    align-items: stretch;
  }

  .td-primary-btn {
    width: 100%;
  }

  .td-result-card {
    border-radius: 28px;
    transform: none;
  }

  .td-overdraft-main {
    grid-template-columns: 1fr;
  }

  .td-overdraft-side {
    padding-left: 0;
    border-left: 0;
  }

  .td-container {
    width: min(100% - 28px, 1160px);
  }

  .td-cookie {
    align-items: stretch;
    flex-direction: column;
    left: 14px;
    right: 14px;
    bottom: 14px;
  }

  .td-cookie-actions {
    width: 100%;
  }

  .td-cookie button {
    flex: 1;
  }
}

@media (max-width: 520px) {
  .td-section {
    padding: 58px 0;
  }

  .td-hero-subtitle {
    font-size: 18px;
  }

  .td-section h2,
  .td-final-cta h2 {
    font-size: 36px;
  }

  .td-overdraft-main strong {
    font-size: 70px;
  }

  .td-overdraft-main p {
    font-size: 22px;
  }

  .td-overdraft-row {
    grid-template-columns: 40px 1fr auto;
    gap: 11px;
  }

  .td-row-icon {
    width: 40px;
    height: 40px;
  }

  .td-overdraft-row strong {
    font-size: 15px;
  }

  .td-overdraft-row > span {
    font-size: 18px;
  }

  .td-risk-card {
    padding: 22px;
  }

  .td-risk-card strong {
    font-size: 32px;
  }

  .td-faq summary {
    font-size: 18px;
  }
}